How many of you know that centuries-old song? ...Please put a penny in the old man's hat... If you haven't got a penny, then a ha'penny will do. If you haven't got a ha'penny, then God bless you! Whether you're celebrating Christmas, Hannukah, Kwanza, or any other Winter holiday of which I may not be aware, I wsh you all the best, brightest and most wonderful holiday ever. And may your New Year be promising and fabulous.